AdviceOnly

https://financialadviceyoungpeoplenews.alderbrief.com/posts/financial-advice-for-young-people-building-a-foundation-that-lasts

AdviceOnly is a financial planning model where advisors offer guidance without managing investments or collecting commissions. It's like having a coach who helps you map out your money decisions but leaves the implementation to you. This setup can be freeing if you want control over your accounts but still need a professional to bounce ideas off. Many people find it cheaper and more transparent than traditional wealth management, though it requires you to actually act on the advice.