After a friend in Newmarket used a broker, I learned their service was paid by lenders

https://chrisnorthyorkbuild.almoheet-travel.com/our-brampton-pre-approval-how-a-mortgage-broker-balanced-our-needs-and-the-lender-s-rules

After a friend in Newmarket used a broker, I learned their service was paid by lenders, which shifted my thinking about renewal shopping.