For UK families, saving for a big cost works better when it doesn’t wipe out...

https://golf-wiki.win/index.php/How_do_I_work_out_my_essential_outgoings_for_a_financial_buffer%3F

For UK families, saving for a big cost works better when it doesn’t wipe out your safety net. Learn to use separate savings pots, choose a realistic monthly target and stress-test your budget with an awkward month before you commit.