independent financial planning

https://alpha-wiki.win/index.php/The_Rise_of_the_RIA_with_No_Conflicts:_A_New_Standard_in_Financial_Planning

Independent financial planning means working with an advisor who isn't tied to any specific bank or product, so their recommendations come from a wide range of options, not a sales quota. It's about building a personalized roadmap for your money that aligns with your unique goals, whether that's saving for a home, funding education, or securing a comfortable retirement.