When a client pays late, freelancers can use a Rolex to cover rent or project...

https://holdenssmartblogs.hexaforgey.com/posts/is-a-rolex-loan-a-long-term-financing-solution

When a client pays late, freelancers can use a Rolex to cover rent or project costs without selling it. A lender can evaluate the watch in under an hour and offer a short-term loan, keeping the Rolex as collateral until the borrower repays.